Standard Lenders is proud to be a Local Reverse Mortgage Broker connecting you with the nation’s biggest lenders. Our home is in Northridge and we are glad to be able to assist local Los Angeles homeowners in their reverse mortgage.

Standard Lenders started originating loans in CA in 2017 and we aim to live up to our name, we aim to set the standard for quality service in the reverse mortgage industry.

As a company, we are committed to being the best broker for you. Through our connection to the biggest reverse mortgage lenders in the country, we are among the uniquely qualified to find you the best rates.

With our connection to the biggest and best Reverse Mortgage Lenders, we offer a wide variety of HECM programs, including Jumbo Reverse Mortgages to best suit homeowners in SoCal who have higher value homes over the national 2022 lending limit of $970,800.

Please give us a chance to show you how we can beat your best offer, no questions asked, in order to get you the best deal for your home!

A reverse mortgage, also referred to as a home equity conversion mortgage (HECM), is a unique kind of mortgage designed specifically for homeowners 62 and older. Despite the fact that homeowners’ insurance and property taxes are still the responsibility of the borrower, there are no monthly mortgage payments required.

Refinance reverse mortgage San Diego County allows you to change the loan’s terms or switch to a different kind of mortgage. The procedure is comparable to a conventional refinance in that a new loan is taken out to replace the old mortgage. Additionally, just like with conventional loans, borrowers must be eligible before they can refinance reverse mortgage.

We’ll discuss refinance reverse mortgage San Diego County in detail and when it might be a good idea for you.

Switching from one reverse mortgage to another is possible, just like any other mortgage refinancing. However, there are only a few circumstances in which a homeowner will benefit from this type of refinancing. This only becomes a viable option when the homeowner benefits significantly compared to the closing costs incurred when refinancing the loan.

Typically, it occurs when interest rates have dropped or the value of the home has increased. A fixed rate reverse mortgage in an environment where interest rates are rising is one situation where switching the type of reverse mortgage makes financial sense.

Locally based business, the best option is “local choice.”

Throughout the entire house loan procedure, we are here to assist you. As your neighborhood reverse mortgage brokers Orange County, we can offer you individualized service with low rates and low costs, ensuring that you get the best loan possible for your financial condition.

We combine this specialized service with the most cutting-edge hardware and software to make the application and processing simple and speedy.

We can assist you in fulfilling your desire to acquire a property! Let us take that first step as your reverse mortgage brokers, towards realizing your dreams.

It can be beneficial to become aware of the types of reverse mortgage loan options that are accessible to you. Fortunately, we’re here as your reverse mortgage brokers in Orange County to assist you in selecting the house loan that best suits your requirements.

Whether you’re looking to buy a new home or refinance your existing one, reverse mortgage brokers Orange County, can assist you with all your mortgage needs.

To better serve the needs of local borrowers, we provide a comprehensive choice of refinancing solutions. We can help you if you want to get cash out or get a better rate and term.

Whether you already have a reverse mortgage and you’re looking for a better deal, or you’re looking for the best reverse mortgage loan for senior citizens, Standard Lenders is here to help you. We set the standard for quality reverse mortgage service and would love to work with you to come up with an individualized plan for your circumstances.

Reverse mortgages allow you to eliminate monthly mortgage payments* while accessing tax-free proceeds so you can spend your money the way you need and want to. Our reverse mortgage loans for senior citizens allow California residents to comfortably stay in their homes, using their equity so they can age in place and enjoy the home they love.

Reverse mortgage loans are a great option for seniors who want more financial flexibility. Leveraging your home’s equity may be all you need to live comfortably and have peace of mind in your financial security.

*Borrower is still responsible to pay property taxes, homeowner’s insurance, and home maintenance costs.